The Journal of AL-MAYADINE AL-IKTISSADIA (JMI) is a peer reviewed and international journal covers a wide range of issues related to Economics, Finance, Business Management and Accounting. The Journal is published by the Faculty of Economics, Commercial Sciences and Management Sciences, University of Algiers 3. It is interested in both theoretical and applied research of scientists and academics, as well as of Doctoral students. The Journal of AL-MAYADINE AL-IKTISSADIA (JMI) is an Open Access Journal that can be accessed and downloaded online for free. The JMI is published in both Arabic and English languages in one issue per year (December). The purpose of JMI is to give researchers a venue to impart their knowledge to one another, and contribute what they can to the design of improving knowledge. It is designed to publish original and high-quality research work that will cast light in contemporary issues and will pave the way for the application of new and different solutions. In this context, the JMI is bound to have a distinctive interdisciplinary profile, destined to cover a wide variety of topics spanning from Economics to Business Management, Finance, Accounting, Insurance, Risk Management, Auditing, Banking and International Economics.